تحلیل تکنیکال EXCAVO درباره نماد MPL : توصیه به خرید (۱۴۰۳/۳/۱۰)

Maple Finance (MPL)Maple Finance is an innovative project focused on decentralized finance (DeFi) and institutional lending. It provides a platform for collateral-free lending, which is a unique approach compared to many other DeFi projects that require excessive collateral. Maple Finance works by connecting institutional borrowers with lenders in a transparent and efficient way. The project relies on the MPL token, which serves as the platform's own governance and utility token. MPL token holders are entitled to participate in the decentralized project management process, earn interest fees and use MPL to provide Pool Cover by purchasing a BPT token. In this way, they can pledge their MPL to xMPL and receive a portion of the revenue generated by the Maple protocol, as well as other features such as voting on governance issues and providing one-way Pool Cover in the future.How Maple Finance worksThe lending process on the platform is handled by pool delegates, who are responsible for managing lending pools. These delegates must place Maple Finance's own token, MPL, in their lending pools. They also play an important role in determining the terms of lending and the magnitude of returns. Lenders on the platform can generate sustainable returns by lending to institutional borrowers with a high degree of verification. They can also participate in Maple's governance, share in network fees accruing to Maple DAO coffers, and help insure Maple's decentralized loan pools through rates. Borrowers on Maple Finance can create a profile and submit their preferred lending terms and request for quote (RFQ) on the platform. Once terms are agreed upon by both parties, a loan contract is triggered, allowing the pool delegate to find funds from compatible lenders.Regarding the financial aspects of the loan, borrowers pay a founding fee, which is split between the pool delegate (33%) and Maple DAO (67%). The interest paid by the borrowers is also divided: 10% goes to the pool delegate and the rest goes to the coverage providers and pool lenders.RoadmapMaple Finance's 2024 roadmap aims to expand its presence in the Asia Pacific (APAC) and Latin America (LATAM) regions, where there is strong demand for institutional and chain-compliant credit and loans. The platform aims to become a vibrant and diverse debt capital marketplace by connecting institutions around the world with lending opportunities and building its credit infrastructure to be widely used by banks and traditional lenders. To support its eastward expansion, Maple Finance recently closed a strategic funding round led by Blocktower Capital and Tioga Capital. The funding will be used to implement a strategic growth roadmap.TeamThe team at Maple Finance, a blockchain-based credit marketplace, consists of seasoned professionals with backgrounds in traditional finance and fintech. The company's co-founders, Joe Flanagan and Sidney Powell, have extensive experience in financial management consulting. The team consists of approximately 40 people who work in various departments including marketing, capital markets, engineering and operations.AuditMaple Finance has undergone several audits to ensure the security and integrity of its platform. The platform has been audited by well-known blockchain security companies, including Trail of Bits and Code 4rena.TokenizationBy leveraging the benefits of blockchain such as immutability and decentralization, Maple Finance has created a transparent and secure platform for borrowers and lenders to interact. This has fostered trust among users, attracting more participants to the decentralized financial sector. In addition to impacting the lending market, Maple Finance is also contributing to the development of a broader decentralized financial ecosystem by integrating with other DeFi platforms and protocols. For example, Maple Finance was launched on Base, a layer 2 blockchain incubated by Coinbase, to expand access to capital market opportunities and connect traditional institutional debt capital markets with financial markets on the blockchain. This integration further accelerated the adoption of decentralized finance and fostered a more open and inclusive financial system. Overall, Maple Finance's role in the tokenization of RWAs and the RWA sector is multifaceted. It offers innovative solutions to traditional lending methods, promotes transparency and security through blockchain technology, and integrates with other DeFi platforms to expand access to capital market opportunities. As Maple Finance continues to develop and refine its platform, it is poised to play a key role in shaping the future of the decentralized finance sector.Stablecoins have quickly gained popularity in the cryptocurrency industry due to their integration with the market. They have revolutionized the proliferation of a trusted reserve currency, helping DeFi expand into the billion-dollar sector. They also provide a quick way to make transactions for a fee. Tokenized bills have become widespread after interest rates rose. Some offer revenue-generating tokens, while others involve special purpose vehicles (SPVs). There are currently more than 750 million tokenized T bills in circulation, with 400 million on the Ethereum blockchain alone. While promissory notes have played an important role in the development of real-world assets (RWAs), other forms of debt and derivatives are expected to undergo tokenization in the future.AQRU and Intero Capital Solutions have teamed up to create a Receivables Financing pool consisting of portfolios of U.S. Treasury tax credits. These credits are protected from the ups and downs of the cryptocurrency market because they are backed by the tax refunds themselves. Investors have the opportunity to earn approximately 15.9% returns on these investments, which is considered a lower risk option. The approach involves investing in short-term receivables that must be repaid by the U.S. Treasury, which increases the liquidity of the pools.Maple's cash management service allows decentralized organizations (DAOs), corporate treasuries and cryptocurrency companies to invest in a combination of Treasury bills and repurchase agreements to earn a net annual percentage yield (APY) of 0.5%. Room40 Capital, which operates as a cryptocurrency institutional hedge fund, has created an independent special purpose vehicle (SPV) that acts as the exclusive borrower for the investment pool. The team behind the fund has extensive operational and trading experience in the US Treasury market. The investment pool is open to deposits from accredited investors in USDC. Interest on these deposits accrues automatically and there is no minimum deposit amount or holding period required. This pool represents approximately 20% of Maple Finance's total loan portfolio.Blockchain Initially, it is worth looking at Token Allocation to understand the price manipulation model. From the allocation, it becomes clear that most of the coins will be held by Maple themselves and investors, which definitely simplifies the pricing manipulation model. Consider the investors:Most major wallets received MPLs between December 2023 and February 2024. You can see for yourself by examining the addresses:0xe138dA5b2BE076907d6C8D375E6a354F22e0a6400x1aA9cDBF34401c2558911ee154979fE1de28ebDD0x0E49EC7D1c4E9c5A9edD690F07920330F2FFc33FIn addition, MPL outflows from exchanges have increased over the past year. That's a pretty bullish signal! ParaFi Capital, a large investment fund, has joined the fray for Maple. This could be tracked when one wallet transferred 200k MPL to the same wallet that ParaFi Capital used a year ago. The total amount managed by ParaFi Capital is around 620k MPL.The largest wallets are the developers themselves, the Gate exchange and investors who continue to receive their coins after unlocking. The asset also shows activity of Flow Traders, which are not investors of the project. This indicates the possibility of price manipulation by this company in order to “pump up” the asset.ConclusionMaple Finance has made significant strides, including more than $2 billion in lending transactions, and is on course to expand in Asia, especially in Hong Kong and Singapore, where the regulatory environment for digital assets is evolving. The platform has also introduced new features and modernized its token model in an effort to increase its utility and sustainability. Despite challenges such as the collapse of cryptocurrency lending platforms and the effects of the downturn in the cryptocurrency market, Maple Finance has demonstrated resilience and adaptability. It has successfully launched innovative features such as syndicated loans and plans to expand into real-world trade finance, demonstrating its commitment to growth and innovation in the DeFi space.Overall, Maple Finance is an ambitious project that aims to change the digital financial landscape by offering innovative lending solutions, utilizing blockchain technology and contributing to a more inclusive and efficient financial ecosystem.Active project, a good entry point for me would be near or below the yellow box Best regards EXCAVO